Cyber Insurance protects individuals and businesses against financial loss from data breaches, online fraud, ransomware, and other cyber attacks — covering both the direct loss and the cost of recovery.
Covers financial loss from phishing, identity theft, and unauthorised online transactions.
Covers costs of responding to a data breach, including notification and legal expenses.
Helps cover the cost of recovering systems and data after a cyber attack.
Cyber Insurance protects you or your business against financial losses arising from cyber attacks, online fraud, data breaches, and related digital risks — an increasingly common exposure as more of life and business moves online.
For individuals, this typically covers loss from unauthorised online transactions, identity theft, and phishing scams. For businesses, it extends to data breach response costs, ransomware payments, legal liability, and business interruption following an attack.
As cyber threats grow more sophisticated, this cover increasingly complements — rather than replaces — good digital hygiene, acting as a financial safety net when prevention isn't enough.
Reimbursement for financial loss from unauthorised transactions or phishing scams.
Support and reimbursement if your personal identity is stolen and misused online.
Covers costs of investigating and responding to a breach, including customer notification.
Helps cover recovery costs and, in some policies, ransom-related expenses.
Covers legal liability if a breach on your systems affects customers or partners.
Compensates for income loss if a cyber attack disrupts business operations.
Access to expert support for investigating and containing a cyber incident.
Protection against losses from compromised social media or email accounts, in select policies.
| Sum Insured | Cover For | Approx. Annual Premium |
|---|---|---|
| ₹1 Lakh | Individual | ≈ ₹500 – ₹1,500 |
| ₹5 Lakhs | Individual / Small Business | ≈ ₹2,500 – ₹6,000 |
| ₹25 Lakhs+ | Business | Custom quote based on exposure |
*Illustrative figures only — actual premiums depend on digital exposure, data volume, and the insurer's underwriting.
At CoreLink Finance, we don't just help you buy a policy — we actively support you through the claim process by coordinating with the insurer, guiding documentation, and following up for a smooth experience.
We help you choose the right insurer and policy based on claim settlement ratio, reliability, and your profile.
Before policy issuance, we ensure all your personal, financial, and medical details are accurate and properly declared.
We guide you in filling out proposal forms correctly, so no hidden or incorrect information gets submitted.
In case of a claim, you get a personal claim expert who handles the process — from documentation to settlement.
We actively coordinate and follow up with insurers to ensure quick and smooth claim processing.
Our team checks all documents before submission to avoid technical errors that often lead to delays or rejection.
Follow these steps to stay protected and ensure smooth claims.
Notify your insurer as soon as you suspect a breach or fraud — delays can affect claims.
Use strong passwords, two-factor authentication, and updated software alongside your cover.
Maintain records of online transactions and communications to support a fraud claim.
Don't delete suspicious emails or logs — they help investigate and substantiate a claim.
Know what your policy doesn't cover, such as losses from known, unpatched vulnerabilities.
Increase sum insured as your online transactions or business data exposure grows.
Cyber insurance suits anyone active online or running a digital business. Consider this if you:
Do frequent online banking or digital transactions
Run an e-commerce or online service business
Store customer data digitally as part of your business
Are concerned about identity theft or phishing scams
Run a small business without a dedicated IT security team
Want a financial safety net against ransomware or data breaches
Talk to CoreLink Finance for honest, no-obligation guidance on the right cyber insurance cover.
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