Liability Insurance protects you or your business against the financial cost of legal claims — from injury, property damage, or professional error — brought by a third party. CoreLink Finance helps you choose the right cover for your exposure.
Protects against the cost of defending and settling third-party claims against you.
Shields your business from claims arising from your products, premises, or professional services.
Operate confidently knowing a single claim won't threaten your personal or business finances.
Liability Insurance protects you or your business against the financial consequences of being held legally responsible for injury, damage, or loss caused to a third party — whether a customer, member of the public, or client.
Common types include Public Liability (covering injury or property damage to the public on your premises or due to your operations) and Professional Indemnity (covering claims of negligence or error in professional advice or services).
Without this cover, a single lawsuit — even a weak one — can mean significant legal defence costs alone, regardless of the outcome. CoreLink Finance helps you choose the right type and level of cover for your specific exposure.
Covers claims for injury or property damage to third parties arising from your business operations.
Covers claims of negligence, error, or omission in professional services or advice given.
Covers the cost of legal representation, even if a claim is ultimately unsuccessful.
Covers claims arising from harm caused by a product you manufacture or sell, where opted.
Covers compensation awarded to the claimant, up to the policy's sum insured.
Some policies extend cover to claims arising outside India, for businesses with global clients.
Cover structured around the specific risks of your profession or business sector.
A properly defended claim, backed by insurance, protects your business's standing too.
| Cover Type | Sum Insured | Approx. Annual Premium |
|---|---|---|
| Public Liability | ₹25 Lakhs | ≈ ₹4,000 – ₹8,000 |
| Professional Indemnity | ₹50 Lakhs | ≈ ₹10,000 – ₹20,000 |
| Product Liability | ₹1 Crore | Custom quote based on product risk |
*Illustrative figures only — actual premiums depend on industry, claims history, and the insurer's underwriting.
At CoreLink Finance, we don't just help you buy a policy — we actively support you through the claim process by coordinating with the insurer, guiding documentation, and following up for a smooth experience.
We help you choose the right insurer and policy based on claim settlement ratio, reliability, and your profile.
Before policy issuance, we ensure all your personal, financial, and medical details are accurate and properly declared.
We guide you in filling out proposal forms correctly, so no hidden or incorrect information gets submitted.
In case of a claim, you get a personal claim expert who handles the process — from documentation to settlement.
We actively coordinate and follow up with insurers to ensure quick and smooth claim processing.
Our team checks all documents before submission to avoid technical errors that often lead to delays or rejection.
Follow these steps to match your cover to your actual risk exposure.
Assess whether your risk is mainly public-facing, professional advice, or product-related.
Pick Public Liability, Professional Indemnity, or Product Liability based on that exposure.
Base your cover on realistic claim sizes in your industry, not just the minimum required.
Be precise about your operations and services — inaccurate disclosure can affect claims.
Notify your insurer the moment a claim or potential claim arises, even if informal.
Update your cover as your business grows, adds services, or takes on bigger clients.
Liability insurance suits anyone who could be held responsible for third-party harm. Consider this if you:
Run a business that welcomes customers or the public on-site
Provide professional advice, consulting, or specialised services
Manufacture or sell products that could cause harm if defective
Work in a profession where errors could lead to client losses
Sign contracts or tenders that require liability cover
Want to protect personal or business assets from legal claims
Talk to CoreLink Finance for honest, no-obligation guidance on the right liability cover for you.
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