Marine Insurance protects goods in transit — by sea, air, road, or rail — against loss or damage from accidents, natural perils, theft, and more. CoreLink Finance helps traders and businesses cover their cargo from origin to destination.
Covers loss or damage to goods while being transported by sea, air, road, or rail.
Protection against accidents, storms, fire, theft, and handling damage during transit.
Protects your working capital from being wiped out by a single damaged or lost shipment.
Marine Insurance covers goods, cargo, or merchandise against loss or damage while they are in transit — whether by sea, air, road, or rail — from the point of origin to the final destination.
Despite the name, modern marine insurance covers transit by any mode, not just by ship. It typically protects against accidents, fire, natural calamities, theft, and damage during loading, unloading, or handling.
Businesses that import, export, or regularly ship goods rely on marine insurance to protect their working capital from the financial shock of a lost or damaged shipment.
Protection for cargo moving by sea, air, road, or rail, from warehouse to warehouse.
Insure a one-off shipment, or take an annual open policy covering all shipments automatically.
Covers accidents, fire, storms, and — depending on terms — theft and pilferage.
Cover based on invoice value, freight, and expected profit margin, as needed.
Protection extends from the point of dispatch right up to the final delivery point.
Policies structured to suit international trade documentation and letter-of-credit requirements.
A clear, documented process to claim for cargo damaged or lost in transit.
Options like war risk or strike risk cover can be added for specific trade routes.
| Cargo Value | Mode | Approx. Premium Rate |
|---|---|---|
| ₹5 Lakhs | Road / Rail | ≈ 0.10% – 0.25% of value |
| ₹25 Lakhs | Sea / Air | ≈ 0.15% – 0.40% of value |
| ₹1 Crore+ | Open Annual Policy | Custom quote based on volume |
*Illustrative figures only — actual premiums depend on cargo type, route, packaging, and the insurer's underwriting.
At CoreLink Finance, we don't just help you buy a policy — we actively support you through the claim process by coordinating with the insurer, guiding documentation, and following up for a smooth experience.
We help you choose the right insurer and policy based on claim settlement ratio, reliability, and your profile.
Before policy issuance, we ensure all your personal, financial, and medical details are accurate and properly declared.
We guide you in filling out proposal forms correctly, so no hidden or incorrect information gets submitted.
In case of a claim, you get a personal claim expert who handles the process — from documentation to settlement.
We actively coordinate and follow up with insurers to ensure quick and smooth claim processing.
Our team checks all documents before submission to avoid technical errors that often lead to delays or rejection.
Follow these steps to ensure smooth cover and claims for your shipments.
Insure based on invoice value plus freight and expected margin, not an understated figure.
A single transit policy for occasional shipments, or an open policy for regular exporters/importers.
Follow industry-standard packaging — poor packaging can affect claim settlement.
Keep invoices, bills of lading, and packing lists ready for smooth claims processing.
Notify the insurer and carrier as soon as damage or loss is discovered.
Revisit your sum insured and routes covered as your trade volumes grow.
Marine insurance suits any business that ships goods. Consider this if you are:
An importer or exporter shipping goods internationally
A business regularly transporting goods by road or rail within India
A manufacturer sending finished goods to distributors or clients
An e-commerce or wholesale business shipping high-value inventory
A trading company wanting to protect margins on every shipment
A business that has faced transit damage or loss in the past
Talk to CoreLink Finance for honest, no-obligation guidance on the right marine insurance cover.
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