Not every risk fits neatly into a standard category. Miscellaneous Insurance covers a wide range of specialised risks — shops, offices, portable equipment, money-in-transit, and more — so nothing important is left unprotected.
Protection for risks that don't fit standard home, motor, or health policies.
Policies built around your specific assets and exposures, not a one-size-fits-all template.
From shop contents to portable equipment, get cover suited to what you actually own or operate.
Miscellaneous Insurance is an umbrella category covering a range of specialised risks that don't fall under standard home, motor, or health policies — things like shop and office contents, portable equipment, money-in-transit, and more.
It includes policies such as Shopkeeper's Insurance (covering a shop's structure, stock, and fittings), Equipment Insurance (for machinery or portable electronics), and Money Insurance (protecting cash in transit or on premises against theft).
CoreLink Finance helps you identify which of these niche covers actually apply to your situation, and bundles them sensibly so nothing important is left exposed.
Protects structure, stock, furniture, and fittings against fire, theft, and other listed perils.
Covers laptops, cameras, and other portable equipment against accidental damage or theft.
Protects cash in transit or on premises against theft or robbery.
Covers financial loss from employee dishonesty or fraud, where opted.
Protection against burglary and theft of insured contents from your premises.
Covers breakage of large glass windows or storefronts, common for retail shops.
Combine only the covers relevant to your business or personal situation.
A clear claims process backed by your asset list and purchase documentation.
| Cover Type | Asset Value | Approx. Annual Premium |
|---|---|---|
| Shopkeeper's Policy | ₹5 Lakhs | ≈ ₹2,000 – ₹4,000 |
| Equipment Insurance | ₹1 Lakh | ≈ ₹1,000 – ₹2,500 |
| Money Insurance | ₹2 Lakhs (in transit) | ≈ ₹1,500 – ₹3,000 |
*Illustrative figures only — actual premiums depend on asset type, location, security measures, and the insurer's underwriting.
At CoreLink Finance, we don't just help you buy a policy — we actively support you through the claim process by coordinating with the insurer, guiding documentation, and following up for a smooth experience.
We help you choose the right insurer and policy based on claim settlement ratio, reliability, and your profile.
Before policy issuance, we ensure all your personal, financial, and medical details are accurate and properly declared.
We guide you in filling out proposal forms correctly, so no hidden or incorrect information gets submitted.
In case of a claim, you get a personal claim expert who handles the process — from documentation to settlement.
We actively coordinate and follow up with insurers to ensure quick and smooth claim processing.
Our team checks all documents before submission to avoid technical errors that often lead to delays or rejection.
Follow these steps to identify and insure your specific risks.
Identify shop contents, equipment, or cash handling that isn't covered by any existing policy.
Pick the specific policy type — shopkeeper's, equipment, money, or fidelity — that fits each risk.
Value stock, fittings, and equipment realistically to avoid under-insurance.
Combine relevant covers under one policy for simpler management and often better pricing.
Maintain stock and asset records that can support a claim if needed.
Revisit your cover as your business or asset holdings grow or change.
Miscellaneous insurance suits anyone with risks outside standard categories. Consider this if you:
Run a shop, boutique, or small retail business
Own portable equipment like laptops or cameras used for work
Handle cash in transit or on premises regularly
Run a small office with contents worth protecting
Have large storefront glass or fittings at risk of damage
Want fidelity cover against employee dishonesty
Talk to CoreLink Finance for honest, no-obligation guidance on the right miscellaneous cover for you.
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