Travel Insurance

Travel Insurance protects you against medical emergencies, trip cancellations, lost baggage, and other mishaps while you're away from home — whether it's a short domestic trip or an international holiday. CoreLink Finance helps you compare travel plans and pick the right cover for your itinerary.

Why You Need Travel Insurance

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Emergency Medical Cover

Get cover for sudden illness or accidents abroad, where treatment costs can be extremely high.

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Baggage & Document Loss

Compensation for lost baggage, delayed baggage, or lost passport during your trip.

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Trip Cancellation Cover

Recover pre-paid, non-refundable costs if your trip is cancelled or interrupted for a covered reason.

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Protected by Travel Insurance
The Basics

What Is Travel Insurance?

Travel Insurance is a short-term policy that protects you financially against a range of mishaps that can occur while travelling — medical emergencies, trip cancellations, flight delays, lost baggage, and more — so an unexpected event doesn't ruin your trip or drain your savings.

For international travel, it typically includes emergency medical treatment and hospitalisation cover abroad, where healthcare costs can be far higher than at home, along with emergency medical evacuation if needed.

Beyond medical cover, most plans also compensate for trip cancellation or interruption, delayed or lost baggage, passport loss, and personal liability — giving you a safety net for the practical things that can go wrong while travelling, subject to policy terms and exclusions.

What You Get

Core Features of Travel Insurance

Emergency Medical Expenses

Cover for sudden illness or injury requiring treatment while you're travelling.

Medical Evacuation

Emergency evacuation to the nearest adequate medical facility, or repatriation if required.

Trip Cancellation & Interruption

Recover non-refundable costs if your trip is cancelled or cut short for a covered reason.

Baggage Loss & Delay

Compensation for lost, stolen, or significantly delayed checked baggage.

Family protected under Travel Insurance

Passport Loss Cover

Support for the cost and hassle of replacing a lost or stolen passport while abroad.

Flight Delay Cover

Compensation for reasonable expenses incurred due to a significantly delayed flight.

Personal Liability

Cover against claims if you accidentally cause injury or damage to a third party.

24x7 Travel Assistance

Round-the-clock helpline support for emergencies while you're away from home.

Worked Example

How Travel Insurance Saves the Day

Neha Kapoor
Meet Neha Kapoor, 29 years old
Travelling to Europe for a 2-week holiday
Neha Pays
A one-time premium of approx. ₹1,400 for a 15-day international travel policy with a $50,000 medical cover.
When she falls seriously ill during the trip Her emergency hospitalisation and treatment costs abroad are covered, along with medical evacuation support if needed — avoiding a huge out-of-pocket bill.
When her connecting flight is delayed by 8 hours She is compensated for the delay under the flight-delay benefit, as per the policy's defined terms.

Illustrative International Travel Insurance Premiums

Trip DurationMedical Cover: $50,000Medical Cover: $100,000Medical Cover: $250,000
Up to 7 Days₹650 – 900₹900 – 1,250₹1,400 – 1,900
8 – 15 Days₹1,100 – 1,500₹1,500 – 2,100₹2,300 – 3,100
16 – 30 Days₹1,900 – 2,600₹2,600 – 3,500₹3,900 – 5,200

*Indicative figures for a sample profile, age below 60. Actual premiums depend on age, destination, trip duration, cover amount, and insurer. GST applicable as per prevailing rates.

We Stay With You

Dedicated Claim Support with CoreLink Finance

At CoreLink Finance, we don't just help you buy a policy — we actively support you through the claim process by coordinating with the insurer, guiding documentation, and following up for a smooth experience.

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Expert Policy Guidance from Day One

We help you choose the right insurer and policy based on claim settlement ratio, reliability, and your profile.

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Complete Profile Verification

Before policy issuance, we ensure all your personal, financial, and medical details are accurate and properly declared.

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100% Transparency in Documentation

We guide you in filling out proposal forms correctly, so no hidden or incorrect information gets submitted.

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Dedicated Claim Manager

In case of a claim, you get a personal claim expert who handles the process — from documentation to settlement.

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Strong Follow-Up with Insurers

We actively coordinate and follow up with insurers to ensure quick and smooth claim processing.

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Error-Free Claim Filing Support

Our team checks all documents before submission to avoid technical errors that often lead to delays or rejection.

How to Avoid Claim Rejection in Travel Insurance?

Follow these steps to ensure your claim goes through smoothly if something goes wrong on your trip.

1

Buy the Policy Before You Depart

Travel insurance must be purchased before your trip begins — it cannot be bought once you've already departed.

2

Disclose Pre-Existing Conditions

Declare any known medical conditions honestly, as most plans exclude undisclosed pre-existing illnesses.

3

Keep All Receipts & Reports

Preserve medical bills, police reports, and airline letters needed to support any claim.

4

Report Incidents Immediately

Contact the insurer's travel assistance helpline as soon as an emergency or loss occurs, not after returning home.

5

File a Police Report for Theft/Loss

For lost baggage or passport, file a report with local police or the airline within the required time.

6

Submit Claims Within the Time Limit

Most insurers require claims to be filed within a specified period after returning — don't delay.

Who Should Buy Travel Insurance?

Travel insurance is valuable for anyone heading away from home. Consider this if you are:

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Travelling internationally, where medical costs can be very high

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Travelling with family, including children or elderly parents

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A frequent traveller who could benefit from an annual multi-trip plan

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A student heading abroad for studies, often needing cover as a visa requirement

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Carrying valuable baggage or equipment on your trip

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Applying for a visa that requires proof of travel insurance

Ready to travel with peace of mind?

Talk to CoreLink Finance for honest, no-obligation guidance on the right travel insurance for your trip.

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